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14 Smart Ways Iowans Can Save on Groceries and Utilities This Winter

Winter in Iowa can be a bit unpredictable and brings its own challenges and costs. Between rising heating bills, electric use, and the need for hearty meals, it’s easy for budgets to strain. But with a few intentional tweaks, you can cut costs,...

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How to Save on Holiday Spending (Before it Starts)
How to Save on Holiday Spending (Before it Starts)

September might feel a bit early to be talking about the holidays, but when it comes to your budget, “early” is exactly the right time. Between gifts, travel, food, and festivities, the holiday season can put a serious strain on your finances....

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budgeting, Christmas Club, Savings Plan

5 End-of-Summer Spending Traps to Avoid
5 End-of-Summer Spending Traps to Avoid

As we near the end of summer, it’s tempting to pack in one more last-minute vacation, shop those clearance sales, or enjoy spontaneous outings to try and make the most of your time before fall. While all of this sounds great, overspending at the...

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deals, debt, online banking, spending money, summer, tips, travel

5 End-of-Summer Spending Traps to Avoid

As we near the end of summer, it’s tempting to pack in one more last-minute vacation, shop those clearance sales, or enjoy spontaneous outings to try and make the most of your time before fall. While all of this sounds great, overspending at the...

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deals, debt, online banking, spending money, summer, tips, travel

7 Back-to-School Budgeting Tips for Parents
7 Back-to-School Budgeting Tips for Parents

Back-to-school time is exciting for parents, but it can also be expensive! You have a whole new round of school supplies, clothes, tech upgrades, and extracurricular activities to worry about, all of which can add up fast. Whether you’re shopping...

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budgeting, school, students, tips

How to Plan a Budget-Friendly Summer Vacation in Iowa
How to Plan a Budget-Friendly Summer Vacation in Iowa

Summer in Iowa: It’s the perfect time to get out, unwind, and make memories that will last a lifetime – but you don’t have to break the bank to do it! Whether you’re looking for a relaxing staycation or an affordable weekend getaway,...

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budgeting, family, iowa, tips, travel, vacation, Vacation Budgeting

5 Smart Ways to Use Your Summer Paycheck
5 Smart Ways to Use Your Summer Paycheck

Having a summer job is a great way to earn a little extra cash while gaining valuable work experience. It also gives you the chance to build your financial independence and establish good money habits. Whether you’re saving up for college, planning...

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budgeting, checking accounts, credit cards, mobile banking, saving money, savings accounts, teens, tips

7 Important Credit Card Lessons Every Teen Should Know
7 Important Credit Card Lessons Every Teen Should Know

Congratulations – you've done it, Graduate! Whether you’re wrapping up high school, starting your first job, or preparing to leave for college, one thing is true: you’re about to take a big step toward financial independence. Getting...

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credit, credit cards, financial education, financial literacy, mobile banking, personal loans, students, teens

Financial Literacy Month: 7 Things to Do in 2025 to Save More Money
Financial Literacy Month: 7 Things to Do in 2025 to Save More Money

At American State Bank, we believe that small financial changes can add up to big results — especially when it comes to saving money. Whether you’re working toward a big goal like buying a home, planning for retirement, or just trying to keep...

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Somone holding a TV remote to a big screen with a variety of shows playing in the background
Spring Cleaning Subscriptions: A Guide to Saving Money and Simplifying Your Finances

As the seasons change, many of us take the opportunity to declutter our homes and organize our lives. But what about our finances? Spring is the perfect time to review your subscriptions and make some changes to save money and simplify your spending. Why...

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budgeting, credit cards, saving, savings accounts, Subscriptions