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Personal Loans

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Financing For Your Unique Needs

A variety of situations in life require a little extra money. At American State Bank, our personal lenders specialize in making sure you know you can find the right loan. We’ll help you get a loan with the right terms and a great rate with personalized service and local decision making. Our personal loans can be used to:

  • Fund a family vacation
  • Pay for your child’s wedding
  • Consolidate your existing debt into one easy payment
  • Pay for an emergency expense

To apply for a personal loan, please contact American State Bank to speak with our lending team. We look forward to hearing from you.

Contact Us

Personal Lending Staff

  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Jorge Avalos

    Jorge Avalos

    Senior Vice President, Financial & Personnel Officer

    Human Resources, Mortgage Lending, Operations, Personal Lending

    NMLS: 1144964

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Garcia

    Annette Garcia

    Personal Banker & Loan Administrative Assistant

    Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Ethan Abbott

    Ethan Abbott

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 1584800

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Assistant Vice President, Loan Officer

    Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • John Henderson

    John Henderson

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Melissa Callstrom

    Melissa Callstrom

    Vice President, Office Manager

    Operations, Personal Lending

    Winterset Office

    (515) 462-5090

    Contact Me
  • Bill Dickey

    Bill Dickey

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    (515) 462-5090

    Contact Me