Closed for Independence Day

All American State Bank locations will be closed on Monday, July 4th in observance of Independence Day. We will have normal Saturday hours on July 2nd and return to normal weekday hours on Tuesday, July 5th. Have a safe and fun holiday weekend!

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Personal Loans

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Financing For Your Unique Needs

A variety of situations in life require a little extra money. At American State Bank, our personal lenders specialize in making sure you know you can find the right loan. We’ll help you get a loan with the right terms and a great rate with personalized service and local decision making. Our personal loans can be used to:

  • Fund a family vacation
  • Pay for your child’s wedding
  • Consolidate your existing debt into one easy payment
  • Pay for an emergency expense

To apply for a personal loan, please contact American State Bank to speak with our lending team. We look forward to hearing from you.

Contact Us

Personal Lending Staff

  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Garcia

    Annette Garcia

    Personal Banker & Loan Administrative Assistant

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • John Henderson

    John Henderson

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Bill Dickey

    Bill Dickey

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    (515) 462-5090

    Contact Me