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Checking Accounts

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Choose Your Checking Accounts

We don’t believe in a cookie-cutter approach to banking at American State Bank. That means we give you options so you can choose the checking account that works best for you. Whether you want a basic checking account with no fees, or an account that lets you earn interest, we have a checking account for you. The best part? No credit check! If you’d like to start the process of opening a checking account, contact the ASB team and we will help get you started.

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Compare Our Checking Accounts

Every new personal checking account includes:

  • FREE Debit Card
  • Unlimited debit card transactions
  • FREE Online Banking
  • FREE Telebank
  • FREE Mobile Banking
  • FREE Online Bill Bay
  • FREE E-Statements
  • MoneyPass ATMs
  • FREE Coin Counting
  • Three FREE non-American State Bank ATM fees per month with receipts
  • FREE return of check images for easy record keeping
  • FREE Thank You Gift
  • We buy back old books of checks and debit cards from another financial institution

Free & Easy Checking50+ Advantage Interest CheckingPreferred Interest CheckingPreferred Perks Checking
OverviewJust as it says, a FREE account for everyone!Designed for customers 50 and better!An account for those interested in higher interest.Explore the account with everything!
Minimum Balance to Avoid Maintenance Fee$0$0$1,500 daily balance$0
Fees$0$0$10 maintenance fee$6 maintenance fee
Additional FeaturesNo per check charge

Free personalized checks

No per check charge

Free personalized checks

No per check charge

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