Choose Your Checking Accounts
We don’t believe in a cookie-cutter approach to banking at American State Bank. That means we give you options so you can choose the checking account that works best for you. Whether you want a basic checking account with no fees, or an account that lets you earn interest, we have a checking account for you. The best part? No credit check! If you’d like to start the process of opening a checking account, contact the ASB team and we will help get you started.
Compare Our Checking Accounts
Every new personal checking account includes:
- FREE Debit Card
- Unlimited debit card transactions
- FREE Online Banking
- FREE Telebank
- FREE Mobile Banking
- FREE Online Bill Bay
- FREE E-Statements
- MoneyPass ATMs
- FREE Coin Counting
- Three FREE non-American State Bank ATM fees per month with receipts
- FREE return of check images for easy record keeping
- FREE Thank You Gift
- We buy back old books of checks and debit cards from another financial institution
| Free & Easy Checking | 50+ Advantage Interest Checking | Preferred Interest Checking | Preferred Perks Checking | |
|---|---|---|---|---|
| Overview | Just as it says, a FREE account for everyone! | Designed for customers 50 and better! | An account for those interested in higher interest. | Explore the account with everything! |
| Minimum Balance to Avoid Maintenance Fee | $0 | $0 | $1,500 daily balance | $0 |
| Fees | $0 | $0 | $10 maintenance fee | $6 maintenance fee |
| Interest | No | Yes | Yes | No |
| Additional Features | No per check charge | Free personalized checks No per check charge | Free personalized checks No per check charge | Learn More |
Whenever I call in and talk to Kristi or Debbie they are always very knowledgeable in answering my questions! Unlike bigger banks, you don’t have to be transferred 5x to get help! Melissa is always helpful with questions on my account or card as well! By far the best bank in Osceola— hands down!!
Sidney Bethards
