Closed for Independence Day

All American State Bank locations will be closed on Monday, July 4th in observance of Independence Day. We will have normal Saturday hours on July 2nd and return to normal weekday hours on Tuesday, July 5th. Have a safe and fun holiday weekend!

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Home Equity Loans

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Use Your Home Equity As a Financial Tool

When you make your mortgage payment each month, you are building equity in your home. That equity can serve as a financial tool that offers you financial flexibility. American State Bank offers home equity loans to allow you to use your home’s built-up equity. Home equity loans are a lump sum loan that gives you the full amount upfront with a short repayment term. These loans can be used to pay for a variety of things, including:

  • Home improvement projects
  • Debt consolidation
  • Medical expenses
  • Family vacations
  • Emergency expenses

You can get started on receiving your home equity loan by completing our application.

Home Equity Loan Application

Meet Our Mortgage Lenders

  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Garcia

    Annette Garcia

    Personal Banker & Loan Administrative Assistant

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Myles Easter

    Myles Easter

    Senior Vice President, Residential Lender

    Mortgage Lending

    NMLS: 5099

    Winterset Office

    (515) 462-5090

    Contact Me