Change in hours for all locations

Effective May 1, Osceola Downtown Branch Monday-Friday hours will be: Drive-up: 8:00am-1:00pm; 2:00pm-5:30pm. Lobby: 9:00am-1:00pm; 2:00pm-4:00pm. On Saturdays, Osceola Jeffreys Dr., Lamoni & Winterset drive-up hours will be 9:00am-12:00pm.

Skip to Content
Close Icon

Home Equity Loans

Aa Aa Aa

Use Your Home Equity As a Financial Tool

When you make your mortgage payment each month, you are building equity in your home. That equity can serve as a financial tool that offers you financial flexibility. American State Bank offers home equity loans to allow you to use your home’s built-up equity. Home equity loans are a lump sum loan that gives you the full amount upfront with a short repayment term. These loans can be used to pay for a variety of things, including:

  • Home improvement projects
  • Debt consolidation
  • Medical expenses
  • Family vacations
  • Emergency expenses

You can get started on receiving your home equity loan by completing our application.

Home Equity Loan Application

Meet Our Mortgage Lenders

  • Marilyn P

    Marilyn P

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette G

    Annette G

    Personal Banker

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Alysha V

    Alysha V

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Myles E

    Myles E

    Senior Mortgage Officer

    Mortgage Lending

    NMLS: 5099

    Winterset Office

    (515) 462-5090

    Contact Me