Closed for Columbus Day

All American State Bank locations will be closed on Monday, October 14th in observance of Columbus Day. We will have regular Saturday hours on October 12th, and resume regular weekday hours on Tuesday, October 15th.

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Home Equity Loans

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Use Your Home Equity As a Financial Tool

When you make your mortgage payment each month, you are building equity in your home. That equity can serve as a financial tool that offers you financial flexibility. American State Bank offers home equity loans to allow you to use your home’s built-up equity. Home equity loans are a lump sum loan that gives you the full amount upfront with a short repayment term. These loans can be used to pay for a variety of things, including:

  • Home improvement projects
  • Debt consolidation
  • Medical expenses
  • Family vacations
  • Emergency expenses

You can get started on receiving your home equity loan by completing our application.

Home Equity Loan Application

Meet Our Mortgage Lenders

  • Annette G

    Annette G

    Personal Banker

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Alysha V

    Alysha V

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Myles E

    Myles E

    Senior Mortgage Officer

    Mortgage Lending

    NMLS: 5099

    Winterset Office

    (515) 462-5090

    Contact Me