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Ag Loans

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Providing Financing for Area Farmers

Farming is a way of life in Iowa. At American State Bank, we specialize in providing a variety of loan options for local farmers to allow them to expand their operations. Whether you specialize in livestock or farming for commodities like corn and soybeans, our lenders will work with you to find the right loan for your needs. All decisions about our loans are made by our staff in our offices, so you’re working with us the entire time. Contact us to schedule a meeting with our ag lending team so we can discuss your needs.

Contact Us

Ag Loans We Offer

All of our lending options are available at competitive rates. Our team will work with you to help you get the right terms.

Ag Loan Option

Description

Farm Real Estate Loan

Add land for your operation with a new real estate loan or refinance your current loan for a better rate.

Farm Improvement Loan

Make necessary upgrades to your farm to help ensure the continued success of your operation.

Equipment Loan

Purchase new or used equipment and machinery that will allow you to do the necessary work.

Livestock Loans

Add feeder or breeding livestock to increase the size of your herd.

Operating Lines of Credit

If your farm experiences seasonal changes in cash flow, an operating line of credit allows you to draw funds as you need it.

Meet Our Lenders

  • Kevin Klemesrud

    Kevin Klemesrud

    President & CEO

    Business/Ag Lending, Executive

    NMLS: 473309

    Osceola - Jeffreys Drive Office

    Phone: (641) 342-2175

    Contact Me
  • Matt Ritchey

    Matt Ritchey

    Executive Vice President, Chief Credit Officer

    Business/Ag Lending, Executive

    NMLS: 1148570

    Osceola - Jeffreys Drive Office

    Phone: (641) 342-2175

    Contact Me
  • Ethan Abbott

    Ethan Abbott

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 1584800

    Osceola - Jeffreys Drive Office

    Phone: (641) 342-2175

    Contact Me
  • John Henderson

    John Henderson

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    Phone: (641) 784-3120

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    Phone: (641) 784-3120

    Contact Me
  • Bill Dickey

    Bill Dickey

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    Phone: (515) 462-5090

    Contact Me