Changes to Osceola Downtown Branch Hours

Effective Saturday, April 6th, 2024, Osceola Downtown Branch drive-up will no longer be open on Saturdays. Please visit Osceola Jeffreys Drive for full lobby and drive-up services for Saturday banking.

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Home Loans

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Local Decisions for Local Borrowers

We’re your Banker, Neighbor, and Friend. That means American State Bank is here to provide you with the loans you need to get into your dream home. From mortgage loans to help you purchase a new home, to home equity loans that allow you to gain some financial flexibility, our lenders are here to work with you. Each loan begins with a conversation with you so we can understand your unique lending needs. To begin the process of applying for your home loan, contact the ASB lending team.

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Home Loan Options for You

Mortgage Loans

American State Bank offers fixed-rate and adjustable-rate mortgages to give you options in finding the loan for your dream home. Our lenders are ready to help you right now.

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Home Equity Loans

Use your home's built up equity for a variety of financial purposes to help you gain financial flexibility. Talk to an American State Bank lending expert about a home equity loan. 

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Home Loan Rates

Check out the current loan rates for the fixed-rate mortgages and adjustable-rate mortgages available at American State Bank. 

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Apply for a Home Loan

Whether you’re wanting a mortgage loan or home equity loan, completing our application is the first step in the process of getting approved as a borrower. 

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Meet Our Mortgage Lenders

Meet the mortgage lending team at American State Bank focused on helping you find the home loan for you and your family. 

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