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Savings Accounts

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Start Saving Your Way

Saving money is an important skill that will help you throughout your life. At American State Bank, we offer accounts that can help you do everything from saving for holiday purchases to collecting tiered interest when you maintain a higher balance. You have options when you bank with us. To learn more about our savings options, or to start the process of opening a savings account with ASB, simply contact us to speak with our personal banking team.

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Compare Our Savings Accounts

Personal Savings AccountInvestor Choice Money Market AccountClub 22 SavingsChristmas Club Savings AccountPreferred Direct Savings Account
OverviewA traditional savings account you can trust to save your money year-round.An account that gives you check-writing privileges that earns interest on balances over $1,000.An account to help younger people save for college and set them up for future success.An account to help you save for purchasing holiday gifts throughout the entire year.Available to any customer with primary checking at ASB
Minimum Balance to Avoid Fee$100 minimum balance to avoid a $2.00 maintenance fee per month.$0$0$0$0
Fees*$1.00 debit fee for each debit in excess of 4 per statement cycle (monthly).*$2.00 debit fee for each debit in excess of 3 per statement cycle.NoneNoneNone
InterestYesYes, on balances of $1,000 and more.YesYesYes
Additional FeaturesMonthly Combo Statement or Quarterly StatementCombo Statement or Monthly StatementCombo Statement or Quarterly StatementCombo Statement or Annual Statement Club Balance will be transferred to checking on October 31. No withdrawals allowed.Must have primary checking at ASB. Combo Statement is required.