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Auto & Recreational Loans

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Lending Solutions for a Variety of Vehicles

Whether it’s a brand-new car, or a used vehicle that’s simply new to you, there is an auto loan solution for you at American State Bank. The terms and rate of your loan are dependent on the age and type of vehicle you’re purchasing. We offer loans for the following vehicles:

  • Cars
  • Trucks
  • SUVs
  • Motorcycles
  • ATVs/UTVs
  • RVs
  • Boats

Calculate Your Auto Loan Payment

Before searching for a vehicle, it’s important to know how much you can afford to borrow. With our car affordability calculator, you can see how much you can afford to pay when making your payment each month.

Personal Lending Staff

  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Jorge Avalos

    Jorge Avalos

    Senior Vice President, Financial & Personnel Officer

    Human Resources, Mortgage Lending, Operations, Personal Lending

    NMLS: 1144964

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Garcia

    Annette Garcia

    Personal Banker & Loan Administrative Assistant

    Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Ethan Abbott

    Ethan Abbott

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 1584800

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Assistant Vice President, Loan Officer

    Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • John Henderson

    John Henderson

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Melissa Callstrom

    Melissa Callstrom

    Vice President, Office Manager

    Operations, Personal Lending

    Winterset Office

    (515) 462-5090

    Contact Me
  • Bill Dickey

    Bill Dickey

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    (515) 462-5090

    Contact Me