Downtown Osceola Streetscape Project

Due to the Osceola Streetscape Project on Main Street, the Osceola Branch will be drive-up only beginning Monday, May 19th until further notice. We will post any changes in open hours. Please visit Osceola Jeffreys Drive for full lobby services.

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Auto & Recreational Loans

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Lending Solutions for a Variety of Vehicles

Whether it’s a brand-new car, or a used vehicle that’s simply new to you, there is an auto loan solution for you at American State Bank. The terms and rate of your loan are dependent on the age and type of vehicle you’re purchasing. We offer loans for the following vehicles:

  • Cars
  • Trucks
  • SUVs
  • Motorcycles
  • ATVs/UTVs
  • RVs
  • Boats

Calculate Your Auto Loan Payment

Before searching for a vehicle, it’s important to know how much you can afford to borrow. With our car affordability calculator, you can see how much you can afford to pay when making your payment each month.

Personal Lending Staff

  • Reed K

    Reed K

    Vice President, Financial Officer

    Lending, Personal Lending

    NMLS: 2428491

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady S

    Brady S

    Senior Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette G

    Annette G

    Assistant Vice President, Personal Banking Officer

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • John H

    John H

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Alysha V

    Alysha V

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Bill D

    Bill D

    Senior Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    (515) 462-5090

    Contact Me