Closed for Independence Day

All American State Bank locations will be closed on Monday, July 4th in observance of Independence Day. We will have normal Saturday hours on July 2nd and return to normal weekday hours on Tuesday, July 5th. Have a safe and fun holiday weekend!

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Meet Our Staff

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Get to Know Our Team

  • Osceola - Jeffreys Drive Office

  • Kevin Klemesrud

    Kevin Klemesrud

    President & CEO

    Business/Ag Lending, Executive

    NMLS: 473309

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Matt Ritchey

    Matt Ritchey

    Executive Vice President, Chief Credit Officer

    Business/Ag Lending, Executive

    NMLS: 1148570

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Mellony Klemesrud

    Mellony Klemesrud

    Executive Vice President, Board Secretary

    Executive, Operations

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Melissa Short

    Melissa Short

    Senior Vice President, Cashier

    Compliance, Operations

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Jorge Avalos

    Jorge Avalos

    Senior Vice President, Financial & Personnel Officer

    Human Resources, Operations

    NMLS: 1144964

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Sandy Palmer

    Sandy Palmer

    Vice President, Loan Operations Manager

    Lending

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Garcia

    Annette Garcia

    Personal Banker & Loan Administrative Assistant

    Mortgage Lending, Operations, Personal Lending

    NMLS: 1577656

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Hanna Jeanes

    Hanna Jeanes

    Loan Compliance Specialist

    Compliance

    NMLS: 2165970

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Marie Henry

    Marie Henry

    Assistant Vice President, Information & Digital Services Manager

    Information Technology

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Angie Stogdill

    Angie Stogdill

    IT Specialist

    Information Technology

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • David Bemis

    David Bemis

    Financial Advisor, Marketing Manager

    Financial Center, Operations

    Osceola - Jeffreys Drive Office

    (641) 342-7116

    Contact Me
  • Kristi Jones

    Kristi Jones

    Vice President, Deposit Services & Digital Marketing

    Operations

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Michaela Coenen

    Michaela Coenen

    Vice President, Assistant Operations Manager

    Bookkeeping, Operations

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Jenny Buckingham

    Jenny Buckingham

    Teller Supervisor

    Bookkeeping

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Annette Havlik

    Annette Havlik

    Financial Services Representative

    Bookkeeping

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Sandra Ramos

    Sandra Ramos

    Financial Services Representative

    Bookkeeping

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Hallie Callstrom

    Hallie Callstrom

    Customer Service Specialist

    Bookkeeping

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Pam Sorensen

    Pam Sorensen

    Financial Services Representative

    Bookkeeping

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Osceola - Downtown Office

  • Adela Lopez

    Adela Lopez

    Branch Manager, Assistant Cashier

    Bookkeeping, Operations

    Osceola - Downtown Office

    (641) 342-2191

    Contact Me
  • Kim White

    Kim White

    Financial Services Representative

    Bookkeeping

    Osceola - Downtown Office

    (641) 342-2175

    Contact Me
  • Lisa McCracken

    Lisa McCracken

    Financial Services Representative

    Bookkeeping

    Osceola - Downtown Office

    (641) 342-2191

    Contact Me
  • Dienda Hommer

    Dienda Hommer

    Financial Services Representative

    Bookkeeping

    Osceola - Downtown Office

    (641) 342-2191

    Contact Me
  • Lamoni Office

  • John Henderson

    John Henderson

    Senior Vice President, Senior Loan Officer & Market Developer

    Business/Ag Lending, Personal Lending

    NMLS: 800309

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Diane Reasoner

    Diane Reasoner

    Senior Vice President, Office Manager

    Operations

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Randi Elliott

    Randi Elliott

    Personal Banker, Financial Services Representative

    Bookkeeping, Operations

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Cheryl Leonard

    Cheryl Leonard

    Head Teller, Financial Services Representative

    Bookkeeping

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Winterset Office

  • Dan Nielsen

    Dan Nielsen

    Financial Advisor, Market President

    Executive, Financial Center

    Winterset Office

    (515) 462-1704

    Contact Me
  • Maria Forgy

    Maria Forgy

    Financial Center Assistant

    Financial Center

    Winterset Office

    (515) 462-1704

    Contact Me
  • Melissa Callstrom

    Melissa Callstrom

    Senior Vice President, Office Manager

    Operations

    Winterset Office

    (515) 462-5090

    Contact Me
  • Myles Easter

    Myles Easter

    Senior Vice President, Residential Lender

    Mortgage Lending

    NMLS: 5099

    Winterset Office

    (515) 462-5090

    Contact Me
  • Bill Dickey

    Bill Dickey

    Vice President, Loan Officer

    Business/Ag Lending, Personal Lending

    NMLS: 405584

    Winterset Office

    (515) 462-5090

    Contact Me
  • Katie Smith

    Katie Smith

    Loan Operations Coordinator

    Lending, Operations

    Winterset Office

    (515) 462-5090

    Contact Me
  • Donna Jackson

    Donna Jackson

    Assistant Cashier, Teller Supervisor

    Bookkeeping, Operations

    Winterset Office

    (515) 462-5090

    Contact Me
  • Diane Avery

    Diane Avery

    Financial Services Representative

    Bookkeeping

    Winterset Office

    (515) 462-5090

    Contact Me
  • Karly Rodish

    Karly Rodish

    Financial Services Representative

    Bookkeeping

    Winterset Office

    (515) 462-5090

    Contact Me
  • Paige McDonald

    Paige McDonald

    Multi-Occupations Cooperative Education Program Student

    Bookkeeping

    Winterset Office

    (515) 462-5090

    Contact Me