Mobile banking isn’t just a trend; it’s how many Iowans manage their money today. Whether it’s checking balances at the grocery store or locking a debit card after losing a wallet, the ability to bank from your phone is a game-changer.
Still, one question comes up again and again:
“Is it really safe to manage my debit card on my phone?”
At American State Bank, we hear you. And the answer is a confident yes, if you’re using the right tools.
Quick Navigation
- How ASB Keeps Your Info Safe
- What Is Brella and Why Should I Download It?
- Tips for Safer Mobile Banking
- Why ASB Customers Feel More Secure
- Helpful Resources
How ASB Keeps Your Info Safe
ASB’s mobile banking app was designed with security at the forefront. Whether you’re transferring money, reviewing transactions, or managing your debit card, your data is protected with:
- Advanced encryption — In simple terms, this means your information is scrambled into a secret code while it travels online, so no one else can read it except you and the bank.
- Multi-factor authentication (MFA) — An extra layer of security. Besides your password, you might be asked for a code sent to your phone or email, making it much harder for someone else to get into your account.
- Custom alerts for real-time account monitoring — This feature lets you set up notifications, so you’ll instantly know if there’s any unusual activity (like a large withdrawal or a purchase you didn’t make), helping you catch problems quickly.
Plus, you get built-in tools to help you take action fast, like the ability to lock or unlock your card with one tap.
What Is Brella and Why Should I Download It?
Looking for next-level card control? Say hello to Brella, our newest mobile security app designed to protect your ASB debit card in real time.
With Brella, you can:
- Block or unblock your debit card instantly
- Get alerts for purchases, declines, or unusual activity
- Set travel notices to avoid disruptions
- Find nearby ATMs when you’re on the go
Brella is free, easy to use, and gives you peace of mind 24/7. If you’re already using ASB’s mobile banking, Brella is the perfect companion app.
Tips for Safer Mobile Banking
Even with strong app security, you still play an important role in protecting your financial data. Here are some quick tips to stay safe:
- Use strong, unique passwords for each banking app (though this should really be done for all apps)
- Enable biometric login (face/fingerprint) if available
- Keep apps and your phone updated
- Avoid public Wi-Fi when accessing financial apps
- Review your account regularly and report anything suspicious
Brella and ASB’s mobile banking apps already offer fraud monitoring, but combining them with smart habits makes you even safer.
Learn More: Brella® App Is Coming to American State Bank - What to Know
Why ASB Customers Feel More Secure
Banking with ASB means you’re never just a number. We combine small-town service with digital convenience so you can feel confident, whether you’re banking at home, on the road, or anywhere in between.
With ASB and Brella, you’re getting:
- Personalized service from people who live and work in your community
- Trusted mobile tools built for safety, speed, and ease
- A network of surcharge-free ATMs to support you when you need cash
Ready to simplify your finances and take control of your debit card security?
Start Today with Mobile Banking and Brella
Helpful Resources
- American State Bank: Mobile Banking Options
- Brella App Overview & Download Instructions
- Consumer Tips for Mobile Banking – Federal Trade Commission (FTC)
- What to Do If You Lose Your Debit Card – USA.gov
Start Using Mobile Banking Today
Yes — managing your debit card on your phone is safe. Especially when you’re using smart tools like ASB’s mobile banking and the Brella app. These tools help you catch fraud faster, act quickly when issues arise, and stay connected to your money wherever life takes you.
If you haven’t downloaded Brella yet, now’s the time.
October 21, 2025 by American State Bank
