Choose Your Checking Accounts
We don’t believe in a cookie-cutter approach to banking at American State Bank. That means we give you options so you can choose the checking account that works best for you. Whether you want a basic checking account with no fees, or an account that lets you earn interest, we have a checking account for you. The best part? No credit check! If you’d like to start the process of opening a checking account, contact the ASB team and we will help get you started.
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Compare Our Checking Accounts
Every new personal checking account includes:
- FREE Debit Card
- Unlimited debit card transactions
- FREE Online Banking
- FREE Telebank
- FREE Mobile Banking
- FREE Online Bill Bay
- FREE E-Statements
- MoneyPass ATMs
- FREE Coin Counting
- Three FREE non-American State Bank ATM fees per month with receipts
- FREE return of check images for easy record keeping
- FREE Thank You Gift
- We buy back old books of checks and debit cards from another financial institution
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| Overview |
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| Free & Easy Checking | Just as it says, a FREE account for everyone! |
| 50+ Advantage Interest Checking | Designed for customers 50 and better! |
| Preferred Interest Checking | An account for those interested in higher interest. |
| Preferred Perks Checking | Explore the account with everything! |
| Minimum Balance to Avoid Maintenance Fee |
|---|
| Free & Easy Checking | $0 |
| 50+ Advantage Interest Checking | $0 |
| Preferred Interest Checking | $1,500 daily balance |
| Preferred Perks Checking | $0 |
| Fees |
|---|
| Free & Easy Checking | $0 |
| 50+ Advantage Interest Checking | $0 |
| Preferred Interest Checking | $10 maintenance fee |
| Preferred Perks Checking | $6 maintenance fee |
| Interest |
|---|
| Free & Easy Checking | No |
| 50+ Advantage Interest Checking | Yes |
| Preferred Interest Checking | Yes |
| Preferred Perks Checking | No |
| Additional Features |
|---|
| Free & Easy Checking | No per check charge |
| 50+ Advantage Interest Checking | Free personalized checks No per check charge |
| Preferred Interest Checking | Free personalized checks No per check charge |
| Preferred Perks Checking | Learn More |
| Free & Easy Checking | 50+ Advantage Interest Checking | Preferred Interest Checking | Preferred Perks Checking |
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| Overview | Just as it says, a FREE account for everyone! | Designed for customers 50 and better! | An account for those interested in higher interest. | Explore the account with everything! |
| Minimum Balance to Avoid Maintenance Fee | $0 | $0 | $1,500 daily balance | $0 |
| Fees | $0 | $0 | $10 maintenance fee | $6 maintenance fee |
| Interest | No | Yes | Yes | No |
| Additional Features | No per check charge | Free personalized checks No per check charge | Free personalized checks No per check charge | Learn More |
