Come Work for American State Bank
At American State Bank, we are your Banker, Neighbor, and Friend. We have offices in Osceola, Winterset and Lamoni, each of which is staffed by courteous financial professionals who are focused on serving our customers’ needs. Below you can find a list of current job openings at our offices. If you believe you have the skills that would be a fit to work with us, please contact us to start the application process. American State Bank is an Equal Opportunity Employer.
American State Bank offers competitive salary and an excellent benefit package to employees. Benefits include but are not limited to:
- Health Insurance
- Dental Insurance
- Vision Insurance
- 401K Match
- Paid Vacation, Personal, and Sick Leave
- Highly Competitive Employee Incentive Plan
Current Open Positions
Universal Banker - Winterset, IA
Job Type: Our Winterset location is looking for a Universal Banker. This will be a full-time position, Monday through Friday and serving in rotation Saturday mornings.
POSITION SUMMARY: Process customer transactions and maintain a cash drawer; interview potential and existing customers desiring to open accounts; Perform loan administrative duties, sell/cross-serve based on customer needs while providing excellent customer service.
MAJOR DUTIES
Concentrating on providing support to the Teller and bookkeeping areas of the Bank, the deposit area, and new accounts, and loan administration support.
- Represent the bank to customers in a courteous and professional manner, providing prompt and accurate service in the processing of transactions.
- Receive and process commercial and individual checking and savings deposits and withdrawals. Accept and route payments for loans.
- Accept checks for paying or cashing within predetermined limits, Sell money orders, cashier’s checks, and cash advances.
- Maintain and balance cash drawer within established standards. May balance ATM.
- Balance coin machine; wrap loose coins; count and package currency.
- Assist customers with opening and maintaining deposit products and services.
- Interview customers to obtain information needed for opening retail and business accounts.
- Input customer information into the system, gather all necessary signatures, provide proper disclosures at time of account opening, and file related forms in customer file.
- Assist customers with online banking access, debit card issues, and questions about American State Bank products and services.
- Investigate, correct, and follow up on discovered errors upon customers’ request.
- Make recommendations on products/services that meet customer needs, and direct customers to others as needed for assistance.
- Review and maintain reports as necessary for internal tracking purposes.
- Assists in answering incoming telephone calls and providing customer service.
- Assisting and coordinating the daily loan operation of the branch lending department, including customer contact and assistance, loan officer assistance, loan processing, document preparation, inputting loans to our system, documentation monitoring and follow-up, and collection activity all within bank policy and procedures.
- Performs any Bank-related duties as needed and directed by management.
The Candidate: Candidates must possess cash handling, balancing, and customer service skills. Additionally, confidentiality, general math skills, attention to detail, problem solving and the ability to multi-task are essential for this position.
Qualifications: Basic math and computer skills. Exceptional time management, communication, and customer service skills. High level of accountability, efficiency, and accuracy. Professional appearance and courteous manner. While not required, preference is given to candidates with previous banking and cash handling experience.
Education/ Experience: Preference given to candidates with pertinent college education achieving a minimum of AA degree in relevant subject matter or the equivalent previous banking experience.