Osceola, IA (641) 342-2175
Lamoni, IA (641) 784-3120
Winterset, IA (515) 462-5090

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Personal Savings

American State Bank Savings Accounts

  Golden Advantage/Advantage Savings Personal Savings Investors Choice Money Market Sunshine Club Savings OR Club 22 Savings Christmas Club Savings Preferred Direct Savings
Description This account is available to persons who have Golden Advantage or an Advantage Checking Account Everyone needs a personal savings account! Check writing privileges plus interest on balances greater than $1,000. Save early birth – 22 years Enjoy bonus variable interest while saving for college & the future! A great way to make Christmas merrier! Available to any person with primary checking account at ASB.
Fees *$1.00 Debit fee for each debit in excess of 4 per statement cycle *$1.00 Debit fee for each debit in excess of 4 per statement cycle *$2.00 Debit fee for each debit in excess of 3 per statement cycle      
Interest Yes Yes Yes Balance > $1,000.00 Yes Yes Yes
Additional Features * Combo Statement * Combo Statement or Quarterly Statement * Combo Statement or Monthly Statement * Combo Statement or Quarterly Statement * Only 1 withdrawal per quarter allowed
* Combo Statement or Annual Statement. Club Balance will be transferred to checking October 31. *Must have primary checking at ASB. Combo Statement is required. Interest rate is indexed to the ASB 3-Month bonus CD Rate.


* Combo Statements list your savings account information on your monthly checking account statement.

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Customer Testimonials

testimonial-scroller-diane "We are most pleased with the friendly, professional service..."

- Diane Baxter Templeton Insurance

"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

America State Bank is by far the best place I have ever banked."

- Debbie Kepple-Mamros, Owner,
Let Them Eat Cake


“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn

"We’ve watched Connie grow up... twenty years later, we trust her with our finances.”

- Rick & Janet Easter