Business Loans

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Small Business Guarantee Loan Financing

American State Bank is one of the leaders in financing with the Small Business Administration in Iowa. We specialize in working with our customers with their business planning and tying in special programs with the Small Business Administration. We know small business lending and want to be your bank in Southern Iowa.

Line of Credit

American State Bank provides seasonal line of credits to fund agricultural and business operating expenses. We are ready to provide you with the capital you need to grow with your business.

Permanent Operating Capital

American State Bank understands inventory and receivable financing. Your business requires capital to grow, and we will be there for your borrowing needs with flexible term credit to meet your budgetary requirements.

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ASB Plus Program

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Customer Testimonials

"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn

Quick Links

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			Iowa Student Loan Program

At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.
Deposit and loan products offered by American State Bank, Member FDIC, Equal Housing Lender.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a IInoninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts· ("ILTA""). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.