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  • Osceola, IA (641) 342-2175
  • Lamoni, IA (641) 784-3120
  • Winterset, IA (515) 462-5090

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Business Loans

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Small Business Guarantee Loan Financing

American State Bank is one of the leaders in financing with the Small Business Administration in Iowa. We specialize in working with our customers with their business planning and tying in special programs with the Small Business Administration. We know small business lending and want to be your bank in Southern Iowa.

Line of Credit

American State Bank provides seasonal line of credits to fund agricultural and business operating expenses. We are ready to provide you with the capital you need to grow with your business.

Permanent Operating Capital

American State Bank understands inventory and receivable financing. Your business requires capital to grow, and we will be there for your borrowing needs with flexible term credit to meet your budgetary requirements.

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ASB Plus Program

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Fraud Assistance
Accident Death & Dismemberment Ins.
Travel Discounts
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Customer Testimonials

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"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

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“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn