Text Size

Business Additional Services

business_banking_page_header_igl

Merchant Capture

Merchant capture is the quickest way to turn check deposits into cash. Merchant Capture utilizes a desktop scanner that connects to your PC and the internet. With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night.

Merchant Card Processing

Contact American State Bank customer service representative for information for your debit and credit card processing needs.

Asset Based Lending

American State Bank can convert your accounts receivable to cash immediately through the use of our Lending product. Let us help your business grow by purchasing these receivables and billing your customers with flexible credit terms.

Commercial Real Estate

Our lending officers are experts in helping you to evaluate the benefits of commercial real estate ownership.

Equipment Leasing

Most bankers don't understand leasing. That's where our loan officers at American State Bank are different — we approve and fund all leases locally at the bank. You work with a loan officer who knows and understands your business.

Business MasterCard®

Customers can use our Business MasterCard® to help keep track of employee's expenses by breaking down individual employee user activity. Competitive rates with local service make this product very attractive to your business.

Helpful Link

Small Business Administration website
www.sba.gov/

	Help Me...

FREE Business Checking

Click Here
for more
information

ASB Plus Program

Interested in...
Fraud Assistance
Accident Death & Dismemberment Ins.
Travel Discounts
Entertainment & Recreational Discounts
COME IN AND SIGN UP TODAY!!!!!

Customer Testimonials

"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”
- Debbie Lynn

Quick Links

			Find An ATM
			Plus Program
			Calculators
			Iowa Student Loan Program

At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.
Deposit and loan products offered by American State Bank, Member FDIC, Equal Housing Lender.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a IInoninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts· ("ILTA""). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.