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Osceola, IA (641) 342-2175
Lamoni, IA (641) 784-3120
Winterset, IA (515) 462-5090

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Business Additional Services

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Merchant Capture

Merchant capture is the quickest way to turn check deposits into cash.  Merchant Capture utilizes a desktop scanner that connects to your PC and the internet.  With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night.   

Merchant Card Processing

Contact American State Bank customer service representative for information for your debit and credit card processing needs. 

Asset Based Lending

American State Bank can convert your accounts receivable to cash immediately through the use of our Lending product. Let us help your business grow by purchasing these receivables and billing your customers with flexible credit terms.

Commercial Real Estate

Our lending officers are experts in helping you to evaluate the benefits of commercial real estate ownership.

Equipment Leasing

Most bankers don't understand leasing. That's where our loan officers at American State Bank are different — we approve and fund all leases locally at the bank. You work with a loan officer who knows and understands your business.

Business MasterCard®

Customers can use our Business MasterCard® to help keep track of employee's expenses by breaking down individual employee user activity. Competitive rates with local service make this product very attractive to your business.

Helpful Link

Small Business Administration website
www.sba.gov/

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ASB Plus Program

Interested in...
Fraud Assistance
Accident Death & Dismemberment Ins.
Travel Discounts
Entertainment & Recreational Discounts
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Customer Testimonials

testimonial-scroller-diane "We are most pleased with the friendly, professional service..."

- Diane Baxter Templeton Insurance

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"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

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America State Bank is by far the best place I have ever banked."


- Debbie Kepple-Mamros, Owner,
Let Them Eat Cake

  

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“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn

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"We’ve watched Connie grow up... twenty years later, we trust her with our finances.”

- Rick & Janet Easter