• Osceola, IA (641) 342-2175
  • Lamoni, IA (641) 784-3120
  • Winterset, IA (515) 462-5090

buying home


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Business Additional Services


Merchant Capture

Merchant capture is the quickest way to turn check deposits into cash.  Merchant Capture utilizes a desktop scanner that connects to your PC and the internet.  With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night.   

Merchant Card Processing

Contact American State Bank customer service representative for information for your debit and credit card processing needs. 

Asset Based Lending

American State Bank can convert your accounts receivable to cash immediately through the use of our Lending product. Let us help your business grow by purchasing these receivables and billing your customers with flexible credit terms.

Commercial Real Estate

Our lending officers are experts in helping you to evaluate the benefits of commercial real estate ownership.

Equipment Leasing

Most bankers don't understand leasing. That's where our loan officers at American State Bank are different — we approve and fund all leases locally at the bank. You work with a loan officer who knows and understands your business.

Business MasterCard®

Customers can use our Business MasterCard® to help keep track of employee's expenses by breaking down individual employee user activity. Competitive rates with local service make this product very attractive to your business.

Helpful Link

Small Business Administration website


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