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There’s a reason American State Bank is "Southern Iowa’s Business Bank". Our innovative staff is eager to partner with you and watch your business thrive.

At ASB, we get that your specific needs are unique. We will analyze those needs and offer a commercial checking account tailored to your business. Ask us how we can support your particular business checking needs.

Business Action

This non-interest bearing account offers many benefits. With a minimum balance, you can avoid the monthly service charge. Enjoy imaged statements, free internet banking, free telebanc, free online bill pay and a free debit card.

Business Free

Just like it says, totally free. This is a non-interest bearing account. Checks or images are not returned in monthly statements mailed to you. You have unlimited access to check images via internet banking and e-statements. Duplicate checks are encouraged. Enjoy free internet banking, free telebanc, free online bill pay and a free debit card.

Account Analysis for Commercial Accounts

For those accounts with an activity level higher than Small Businesses. Each month this account earns credit based on the average balance. If your credit is greater than the accrued charges, there will be not service charge. If the charges are greater than the earning credit, you will be charged the difference.

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Customer Testimonials

"We are most pleased with the friendly, professional service..."

- Diane Baxter Templeton Insurance

"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

America State Bank is by far the best place I have ever banked."

- Debbie Kepple-Mamros, Owner, Let Them Eat Cake

“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn

"We’ve watched Connie grow up... twenty years later, we trust her with our finances.”

- Rick & Janet Easter

Quick Links

			Find An ATM
			Plus Program
			Calculators
			Iowa Student Loan Program

At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.
Deposit and loan products offered by American State Bank, Member FDIC, Equal Housing Lender.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a IInoninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts· ("ILTA""). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.