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Osceola, IA (641) 342-2175
Lamoni, IA (641) 784-3120
Winterset, IA (515) 462-5090

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There’s a reason American State Bank is "Southern Iowa’s Business Bank". Our innovative staff is eager to partner with you and watch your business thrive.

At ASB, we get that your specific needs are unique. We will analyze those needs and offer a commercial checking account tailored to your business. Ask us how we can support your particular business checking needs.

Business Action

This non-interest bearing account offers many benefits.  With a minimum balance, you can avoid the monthly service charge.  Enjoy imaged statements, free internet banking, free telebanc, free online bill pay and a free debit card.

Business Free

Just like it says, totally free.  This is a non-interest bearing account.  Checks or images are not returned in  monthly statements mailed to you.  You have unlimited access to check images via internet banking and e-statements.  Duplicate checks are encouraged.  Enjoy free internet banking, free telebanc, free online bill pay and a free debit card.

Account Analysis for Commercial Accounts

For those accounts with an activity level higher than Small Businesses.  Each month this account earns credit based on the average balance.  If your credit is greater than the accrued charges, there will be not service charge.  If the charges are greater than the earning credit, you will be charged the difference.

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FREE Business Checking

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ASB Plus Program

Interested in...
Fraud Assistance
Accident Death & Dismemberment Ins.
Travel Discounts
Entertainment & Recreational Discounts
COME IN AND SIGN UP TODAY!!!!!

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Customer Testimonials

testimonial-scroller-diane "We are most pleased with the friendly, professional service..."

- Diane Baxter Templeton Insurance

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"I switched to ASB because of their friendly and professional service."

Jeanie Sutton, Owner Quilt Country Family Restaurant

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America State Bank is by far the best place I have ever banked."


- Debbie Kepple-Mamros, Owner,
Let Them Eat Cake

  

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“I’ve always enjoyed the convenience of banking at the American State Bank downtown branch office.”

- Debbie Lynn

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"We’ve watched Connie grow up... twenty years later, we trust her with our finances.”

- Rick & Janet Easter