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Check Security

10 Things You Should Do

Guard your checkbook and checks.
Never give your account and routing numbers to people you do not know, especially to anyone over the telephone even if the individual represents him or herself as a bank employee.
Guard your deposit slips. Never use your deposit slip for “scrap” paper and then give it to someone.
Properly store or dispose of canceled checks.
If your checkbook is lost or stolen, immediately inform us.
When traveling for a period of time, it is wise to leave your checkbook at home, locked away, and purchase a travel card or use your ATM/CheckCard.
Write your checks using ink pens...never pencil.
Write the payee name and the dollar amount in both numbers and letters, as far to the left in the allotted space and draw a line thru the unused space to the right of the letters and numbers to prevent additions.
When writing the payee name on the “Pay to the Order of” line, make sure the name is spelled out so it cannot be altered.
Promptly balance or reconcile your checkbook register with your monthly bank statements.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a IInoninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term IInoninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts· (1I10LTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.