| American State Bank respects
the privacy expectations and rights of its customers regarding
financial information and other related information, which
the Bank has or gathers in its normal course of business.
American State Bank collects, retains, and uses information
about individual customers only when we believe it would be
useful (and allowed by law) in administering our business
and to provide products, services, and other opportunities
to customers. We collect nonpublic personal information* about
you from the following sources.
- Information we receive from you on applications or other
forms.
- Information about your transactions with us.
- Information we receive from a consumer reporting agency.
American State Bank does not disclose any nonpublic personal
information about you to anyone, except as authorized by law.
We restrict access to nonpublic personal information about
you to those employees who need to know that information to
provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
Since we value our customer relationship with you, we will
not disclose your nonpublic personal information to nonaffiliated
third parties, except as permitted by law. We do not disclose
nonpublic personal information about former customers.
Website Use
Visitors to American State Bank's website remain anonymous.
We do not collect personal identifying information about site
users, unless you choose to provide such information to us
via e-mail. Visitors may elect to provide us with personal
information via e-mail. This information is used internally,
as appropriate, to handle the sender's request and manage
the bank's web site. It is not disseminated or sold to any
other organization.
Visitors should, however, keep in mind that e-mail is not
necessarily secure against interception. If you do not agree
with the use of of the information, or are not comfortable
with the level of privacy, cancel the e-mail before it is
sent. Website visitors should call the bank directly at (641)
342-2175, if requests or statements include private or sensitive
information.
* Nonpublic Personal Information means information
about you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information
does not include information that is available from public
sources, such as telephone directories or government records.
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