American State Bank
Osceola, Iowa
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Personal Checking Accounts

Consumer Checking Accounts

Advantage Checking
It's easy to earn interest, everyday, with the Advantage Checking Account. Automatically get all the convenience the Advantage account brings to you:

  • Free checks or discounted designer styles which you may reorder through Deluxe online.
  • Fee-free ATM or SHAZAMChek® card.
  • Discounted safe deposit box.
  • Unlimited debit card transactions.
  • ASB MasterCard® or VISA® with NO annual fee.
  • No issue charges on travelers checks.
  • Special bonus interest rate on Certificates of Deposit.
  • Imaged Statements
  • Overdraft Reserve

Action Checking
Action Checking brings you a full service, non-interest bearing checking account geared toward making your active lifestyle easier. As an Action account customer, you get the following benefits:

  • Unlimited debit card transactions.
  • Imaged Statements
  • Checks may be reordered through Deluxe online.
  • ASB MasterCard® or VISA® with NO annual fee.
  • Fee-free ATM or SHAZAMChek® card.
  • Overdraft Reserve

Free & Easy Checking
Just like it says, totally free. A $100 minimum deposit is required to open the account. Your checks are truncated, not returned in your monthly statement. You must purchase duplicate checks. Enjoy the following with Free & Easy Checking:

  • Free Photo ID Debit Card
  • Free Internet Banking
  • Free Online Bill Pay
  • Free Telephone Banking
  • Overdraft Reserve

 

Golden Advantage Checking
50 years or better - A senior advantage!


This full service, interest bearing checking account is loaded with every convenience and feature your busy lifestyle requires.

  • Bonus interest rates on CDs.
  • Free personalized checks or discounted designer styles which you may reorder through Deluxe online.
  • Unlimited debit card transactions.
  • Fee-free ATM or SHAZAMChek® card.
  • $25 discount on any safe deposit box.
  • ASB MasterCard® or VISA® with NO annual fee.
  • No issue charges on travelers checks.
  • Discounts on stop payments.
  • Imaged Statements
  • Overdraft Reserve

Club 22 Checking
For kids of ALL ages!


Start out right with the Club 22 Checking Account. This account provides young people, from birth to age 22, a great start to financial planning. As a member of the club, you'll receive a variety of benefits:

  • Fee-free ATM or SHAZAMChek® card.
  • Free personalized checks or discounted designer styles which you may reorder through Deluxe online.
  • Reduced monthly maintenance fees.
  • Imaged Statements
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