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Personal Checking
| Plus Program | Telebank | Debit Cards | Find An ATM | Re-Order Checks | Compare Accounts |
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Plus Program We understand that everyone has financial needs and at the same time realize life isn't just about money. It's about quality time with family, knowing that you're getting a good value for your dollar, and feeling secure about the "what if's" in life. Learn more.
Welcome to PLUS PROGRAM - A Different Kind of Banking Experience.
For a mere $3.50 a month and no minimum balance receive our identity fraud expense coverage and a long list of other benefits you'll enjoy, from travel and local entertainment discounts to Accidental Death & Dismemberment Insurance coverage. Learn MoreTelebank
Just call 1-800-421-8130 toll free or 342-BANK for 24-hour banking at your fingertips!Check your balance and deposits/ withdrawals since last statement.
Transfer funds between accounts.
Check the balance on existing loans.
Make loan payments from ASB checking and savings accounts
Get information about canceled checks. Get information about locations, lobby hours. and telephone numbers.
Telebank is a safe and secure way to bank even when the bank is closed. You select a number that allows only you to access your account information 24/7.
Debit Cards
We offer free photo debit cards and unlimited debit card transactions with every checking account.Benefits Include:
Worldwide acceptance
No finance charges
Free cash withdrawals from all American State Bank ATMs and MoneyPass system
American State Bank offers added security and a great form of photo identification by putting your picture on the front of your Photo Debit Card.
Now that's something to smile about.
To report a lost or stolen debit card, please call 1-800-554-8969.
Find a Surcharge-Free ATM Click Here to find a surcharge-free ATMs by street address, zip code, or county.Also, when using your debit card at point-of-sale locations (like stores and gas stations) you can request 'cash back' with your purchase.
Re-Order ChecksIf there are changes since the last time you ordered checks (name, address, phone number, or check style) please call or stop by your local branch to re-order checks. We can also provide you with counter checks to get by until your new checks arrive.
If all the information on your checks is current, you may re-order checks online or call toll free 1-877-838-5287.
Checks ordered online will be shipped to the address where the previous order was delivered.
American State Bank Checking Accounts
| Advantage Checking | Golden Advantage Checking – 50+ | Action Checking | Free & Easy Checking | Club 22 Checking | |
| Description | This simple, low-cost account pays interest on your balance! |
Designed for individuals aged 50 or better; this account is filled with extra advantages! | This non-interest bearing account offers many benefits. |
Just like it says, totally free with the ease of ASB helping you make the change to your new account. | If you’re 22 or under, this convenient and affordable account is a great way to start you off! |
| Minimum Balance to Avoid Fees | $1,500 daily Balance -OR- $15,000 in total deposits | $1,000 daily Balance -OR- $10,000 in total deposits | $700 daily Balance -OR- $5,000 in total deposits |
N/A |
$500 daily Balance -OR- $1,000 in total deposits |
| Fees | * $10 Monthly maintenance fee, plus $0.10 check fee each check over 20 | * $8.50 Monthly maintenance fee, plus $0.10 check fee each check over 20 | * $8.00 Monthly maintenance fee, plus $0.10 check fee each check over 20 | None |
* $2.22 Monthly maintenance fee, plus $0.22 check fee each check over 22 |
| Interest | Yes | Yes | No |
No | No |
| Additional Features | * Free specialty checks or $5.00 discount on others. * No Fee for traveler’s checks * Bonus CD Rate * $25 off annual safe deposit box rental * Imaged statements | * Free specialty checks or $5.00 discount on others. * No Fee for traveler’s checks * Bonus CD Rate * $25 off annual safe deposit box rental * Discounted “Stop Pay” * Imaged Statements | * Imaged Statements | * Checks or images are not returned in monthly statements mailed to you. * Duplicate checks are encouraged * Unlimited access to check images via internet banking and e-statements. | * Free specialty checks; $5.00 discount on other checks. * Imaged statements |
***APPROPRIATE SALES TAX WILL BE CHARGED TO MONTHLY SERVICE CHARGES***
| Common Features | * Unlimited debit card transactions * Free Photo Debit Card * Free Telebank | * Free Internet Banking * Free Online Bill Pay * Free E-Statements |
* MoneyPass ATMs * Free Coin Counting * Eligible for Plus Program |
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At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.
Deposit and loan products offered by American State Bank, Member FDIC, Equal Housing Lender.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a IInoninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term IInoninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts· (1I10LTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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