American State Bank
Osceola, Iowa
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Commercial Lending

Helping Your Small BusinessLine of Credit
American State Bank provides seasonal line of credits to fund agricultural and business operating expenses. We are ready to provide you with the capital you need to grow with your business.

Permanent Operating Capital
American State Bank understands inventory and receivable financing. Your business requires capital to grow, and we will be there for your borrowing needs with flexible term credit to meet your budgetary requirements.

Accounts Receivable Financing
American State Bank can convert your accounts receivable to cash immediately through the use of our Business Manager product. Let us help your business grow by purchasing these receivables and billing your customers with flexible credit terms.

Commercial Real Estate
Our lending officers are experts in helping you to evaluate the benefits of commercial real estate ownership.

Equipment Leasing
Most bankers don't understand leasing. That's where our loan officers at American State Bank are different — we approve and fund all leases locally at the bank. You work with a loan officer who knows and understands your business.

Small Business Guarantee Loan Financing
American State Bank is one of the leaders in financing with the Small Business Administration in Iowa. We specialize in working with our customers with their business planning and tying in special programs with the Small Business Administration. We know small business lending and want to be your bank in Southern Iowa.

Business MasterCard®
Customers can use our Business MasterCard® to help keep track of employee's expenses by breaking down individual employee user activity. Competitive rates with local service make this product very attractive to your business.

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