| Line
of Credit
American State Bank provides seasonal line of credits to fund
agricultural and business operating expenses. We are ready
to provide you with the capital you need to grow with your
business.
Permanent Operating Capital
American State Bank understands inventory and receivable financing.
Your business requires capital to grow, and we will be there
for your borrowing needs with flexible term credit to meet
your budgetary requirements.
Accounts Receivable Financing
American State Bank can convert your accounts receivable to
cash immediately through the use of our Business Manager product.
Let us help your business grow by purchasing these receivables
and billing your customers with flexible credit terms.
Commercial Real Estate
Our lending officers are experts in helping you to evaluate
the benefits of commercial real estate ownership.
Equipment Leasing
Most bankers don't understand leasing. That's where our loan
officers at American State Bank are different we approve
and fund all leases locally at the bank. You work with a loan
officer who knows and understands your business.
Small Business Guarantee Loan Financing
American State Bank is one of the leaders in financing with
the Small
Business Administration in Iowa. We specialize in working
with our customers with their business planning and tying
in special programs with the Small
Business Administration. We know small business lending
and want to be your bank in Southern Iowa.
Business MasterCard®
Customers can use our Business MasterCard® to help
keep track of employee's expenses by breaking down individual
employee user activity. Competitive rates with local service
make this product very attractive to your business.
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