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Known as "Southern
Iowa’s Business Bank", American State Bank offers
a modern facility, local ownership, innovative staff, and an eagerness
to serve its customers and the community. Chartered on April 24,
1987, American State Bank is a young aggressive strategically
located full-service bank in Osceola, Iowa. American State Bank
offers lending programs to fit all businesses, including manufacturing,
retail, wholesale, and construction. We also specialize in agricultural
lending.
| LINE
OF CREDIT |
 |
American
State Bank provides seasonal line of credits to fund agricultural
and business operating expenses. American State Bank
is ready to provide the capital you need to grow with your
business.
|
| PERMANENT
OPERATING CAPITAL |
 |
American
State Bank understands inventory and receivable financing.
Your business requires capital to grow and we will be there
for your borrowing needs with flexible term credit to meet
your budgetary requirements.
|
| ACCOUNTS
RECEIVABLE FINANCING |
 |
American
State Bank can convert your accounts receivables to cash
immediately through the use of our Business Manager product.
Let us help your business grow by purchasing these receivables
and billing your customers with flexible credit terms.
|
| COMMERCIAL
AND AGRICULTURAL REAL ESTATE |
|
|
Our
lending officers are experts in helping you to evaluate the
benefits of commercial and agricultural real estate ownership.
|
| EQUIPMENT
LEASING |
 |
Most
bankers don’t understand leasing. That’s where our
loan officers at American State Bank are different
- we approve and fund all leases locally at the bank. You
work with a loan officer who knows and understands your business.
|
| SMALL
BUSINESS GUARANTEE LOAN FINANCING |
 |
American
State Bank is one of the leaders in financing with the
Small Business Administration in Iowa. We specialize
in working with our customers with their business planning
and tying in special programs with the Small Business Administration.
We know small business lending and want to be your bank in
Southern Iowa.
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| BUSINESS
MASTERCARD |
 |
Customers
can use our Business Mastercard to help keep track of
employee’s expenses by breaking down individual employee
user activity. Competitive rates with local service makes this
product very attractive to your business. |
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Equal Housing Lender
